Disability Benefits Litigation

Let us answer your disability benefits legal questions…

Have you been denied disability benefits? If you feel that you qualify for long-term disability after being turned away, hiring an experienced disability lawyer is essential. At Davie & Associates, we specialize in personal injury law and litigation to help you receive the benefits that you’re entitled to receive following a denial. We understand the stress and uncertainty that comes with being denied benefits you were counting on to be able to resume your life. That’s why we’ll work hard to prove to your insurance company that you qualify for disability benefits.

Disability Benefits Lawyers: How We Can Help

If you’ve had your benefits wrongly denied, you already know the system is extremely complex. The reality is that many key details that could support your case may have been overlooked if you were investigated by the insurance company without a lawyer by your side. Insurance companies are notorious for using tactics to deny disability claims. While it’s common to feel hopeless after being denied disability benefits, you still have rights that can potentially help you to get the decision reversed.

Have Your Disability Benefits Been Wrongly Denied by Your Insurance Company?

Insurance companies have a long list of reasons for denying disability claims. When people seeking long-term disability benefits show up without the right mix of preparation and legal representation, they risk being denied using several common loopholes. If they can get away with it, insurance companies will commonly:

• Claim you are not disabled because you are functioning.
• Insist you are fit for work.
• Demand that you return to work against a doctor’s recommendation.
• Accuse you of ignoring a doctor’s recommendations for making a full recovery.
• Mismanage retraining for a new job.
• Fail to provide clear reasons for claim denial.
• Create unfair and unreasonable deadlines.
• Conceal the true legal test of disability.
• Treat you rudely and unfairly.
• Continuously switch your claims adjudicators to make you feel confused and defeated.
• Close your claim early.
• Shorten your appeal period.
• Fail to pay what you are owed.

Insurance companies are counting on you to back down. At Davies & Associates, we stand in the corner of clients who have had their benefits wrongly denied to show insurance companies that they won’t get away with conducting an unfair fight. Insurance companies often know that they are in the wrong. They’re counting on the fact that the person being denied won’t fight back because they don’t know the law. In many cases, a letter from a lawyer asking for clarification about the claims process is enough for insurance companies to reverse course. A lawyer can also outline the facts of the case, connect the facts to the law, and demand that an insurance company comply with the exact terms of a contract.

Let us answer your disability benefits legal questions…

What Reasons Do Insurance Companies Use for Denying Long-Term Disability Claims?

Insurance companies have a roster of reasons for denying claims. In some cases, the insurer will claim that you haven’t provided the necessary medical documentation to support your claim that you cannot work. An insurer may also claim that you are not “totally disabled.” This is a misleading tactic because the law only requires that a person is unable to perform substantial aspects of their occupation in order to qualify. Insurance companies will also use the tactic of claiming that they have surveillance that proves that a person is lying about their disability. If this common intimidation tactic has been used against you, it’s crucial that you contact an experienced disability lawyer instead of panicking.

We Can Navigate the Complex System for You

Davies & Associates has advocated for our clients seeking disability benefits for decades. We can anticipate the tactics of insurance companies when benefits are wrongly denied because we’ve dealt with countless insurers. Our team has experience with fighting for the rights of our clients for disability claims related to:

• Cancer.
• Chronic pain.
• Crohn’s disease.
• Colitis.
• Depression.
• Fibromyalgia.
• Chronic fatigue.
• Amyotrophic lateral sclerosis (ALS).
• Multiple Sclerosis (MS).
• Fractures.
• Back pain.
• Neck pain.
• Nerve pain.
• Parkinson’s disease.
• Anxiety.
• Psychiatric issues (schizophrenia, bipolar disorder, and more).
• Rheumatoid arthritis.
• Somatic pain disorders.
• Cardiac issues.
• Thoracic outlet syndrome.
• Vision problems.
• Diabetes.

If you’ve been denied disability benefits, you still have options for obtaining what you rightfully deserve. Davies & Associates provides convenient office locations in Edmonton, Penticton, and Red Deer. Contact us today to schedule an initial consultation with one of our experienced and compassionate lawyers.

Let us answer your disability benefits legal questions…